Helping businesses build retirement plans that actually work

At DRPS (Defined Retirement Plan Solutions), we’re more than a third-party administrator. We partner with business owners, HR teams, and advisors to make plans that are simple, compliant, and built around people.

We believe that when trust is present, plans perform better. We don’t just handle the math — we handle the relationship.

What sets DRPS apart

Trust you can count on

We prioritize accuracy, timeliness, and doing things the right way — not just the easiest.

You won’t get buried in legal jargon or unanswered emails. We talk plainly and respond promptly.

Clear, human communication

Every client is more than a number. If you need help, we aim to be the people you want to call — not avoid.

Client-first support

We stay curious and proactive. As rules change or your business evolves, we advise and adapt to serve your long-term needs.

Growth through partnership

No surprises, no hidden fees. You’ll always know what you’re paying for — and why. View our Pricing page

Simple, flat-fee pricing

What exactly does a TPA do?

If you’ve ever wondered what a Third Party Administrator actually does — this quick video explains it better than we could in a paragraph.

Meet the team behind DRPS

  • Nichol Cunningham, MBA, APA, QPFC

    PARTNER

    Modesto native and lifelong bookworm

    Married for 23 years, crazy cat mom for 8

    Holds a Master's in Business Administration

    15+ years of retirement plan industry experience

    Believes anything is possible with a little bit of grace and a Diet Pepsi

    email | linkedin

  • Tim Norris-Buzzini, CRPS®, CPFA™, NQPA™

    PARTNER

    • Modesto Native, passionate foodie and PGA member

    • 30+ years in the financial services and retirement plan industries

    • Bachelor's degree in Business Administration

    • Proud father of two college students

    • Chartered Retirement Plans Specialist®

    • Swears by cold plunges for an extra dose of health and vitality.

      email | linkedin

Ready to explore your plan?

Request a Proposal
Schedule a Call