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Defined Retirement Plan Solutions
Why DRPS
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Annual Plan Limits
CalSavers or Qualified Plan
DRPS Insights
IRS Principal Business Codes
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What Counts as Compensation in Your 401(k) Plan
401(k) Basics Nichol Cunningham 4/8/26 401(k) Basics Nichol Cunningham 4/8/26

What Counts as Compensation in Your 401(k) Plan

What counts as compensation in your plan may be more specific than you think. Here is why it matters.

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How to Communicate Your 401(k) Plan Clearly and Confidently
Plan Sponsor Guidance Nichol Cunningham 3/18/26 Plan Sponsor Guidance Nichol Cunningham 3/18/26

How to Communicate Your 401(k) Plan Clearly and Confidently

Clear communication makes your 401(k) more effective. Here are simple ways to help employees understand and use your plan.

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Understanding Employer Contributions in Your 401(k) Plan
401(k) Basics Nichol Cunningham 3/5/26 401(k) Basics Nichol Cunningham 3/5/26

Understanding Employer Contributions in Your 401(k) Plan

A simple explanation of matching, profit sharing, and safe harbor contributions and how they work in your retirement plan.

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Why Participation Matters  and How Employers Can Improve It
Plan Sponsor Guidance Nichol Cunningham 2/20/26 Plan Sponsor Guidance Nichol Cunningham 2/20/26

Why Participation Matters and How Employers Can Improve It

Participation says a lot about how your plan is working. Here are simple ways to support employees and improve engagement.

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What to Do If Your Plan Fails Testing
Compliance & Deadlines Nichol Cunningham 2/5/26 Compliance & Deadlines Nichol Cunningham 2/5/26

What to Do If Your Plan Fails Testing

Testing failures are common and fixable. Learn what the results mean and what employers can do next.

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ADP/ACP Testing in Plain English
Compliance & Deadlines Nichol Cunningham 1/28/26 Compliance & Deadlines Nichol Cunningham 1/28/26

ADP/ACP Testing in Plain English

ADP/ACP testing helps make sure your plan stays fair and balanced. Here’s what it means — in plain English.

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Defined Retirement Plan Solutions

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DRPS is a third Party Administrator (TPA) proudly based in Modesto, CA, serving employers in Turlock, Merced, Fresno, Stockton, Sacramento, and across California’s Central Valley.

We also partner with businesses nationwide — providing 401(k) administration and retirement plan consulting services wherever you’re located.