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Defined Retirement Plan Solutions
Why DRPS
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CalSavers or Qualified Plan
DRPS Insights
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Let's Chat
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Preparing for a Mid-Year Plan Review
Plan Sponsor Guidance Nichol Cunningham 6/3/26 Plan Sponsor Guidance Nichol Cunningham 6/3/26

Preparing for a Mid-Year Plan Review

Mid-year is a good time to pause, review your plan, and make small adjustments before the second half of the year.

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Understanding Match Formulas
401(k) Basics Nichol Cunningham 5/20/26 401(k) Basics Nichol Cunningham 5/20/26

Understanding Match Formulas

Match formulas can be confusing. Here is a clear explanation of how they work and where employees often miss part of the benefit.

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A Mid-Year Check-In for Your 401(k) Plan
Plan Sponsor Guidance Nichol Cunningham 5/6/26 Plan Sponsor Guidance Nichol Cunningham 5/6/26

A Mid-Year Check-In for Your 401(k) Plan

A quick mid-year check can help you stay on track, catch small issues early, and avoid surprises later.

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Handling Terminated Employees in Your 401(k) Plan
Plan Sponsor Guidance Nichol Cunningham 4/22/26 Plan Sponsor Guidance Nichol Cunningham 4/22/26

Handling Terminated Employees in Your 401(k) Plan

Terminated employees with balances are common. Here is how to keep your plan organized.

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What Counts as Compensation in Your 401(k) Plan
401(k) Basics Nichol Cunningham 4/8/26 401(k) Basics Nichol Cunningham 4/8/26

What Counts as Compensation in Your 401(k) Plan

What counts as compensation in your plan may be more specific than you think. Here is why it matters.

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How to Communicate Your 401(k) Plan Clearly and Confidently
Plan Sponsor Guidance Nichol Cunningham 3/18/26 Plan Sponsor Guidance Nichol Cunningham 3/18/26

How to Communicate Your 401(k) Plan Clearly and Confidently

Clear communication makes your 401(k) more effective. Here are simple ways to help employees understand and use your plan.

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DRPS is a third Party Administrator (TPA) proudly based in Modesto, CA, serving employers in Turlock, Merced, Fresno, Stockton, Sacramento, and across California’s Central Valley.

We also partner with businesses nationwide — providing 401(k) administration and retirement plan consulting services wherever you’re located.