Why Participation Matters and How Employers Can Improve It
Participation says a lot about how your plan is working. Here are simple ways to support employees and improve engagement.
What to Do If Your Plan Fails Testing
Testing failures are common and fixable. Learn what the results mean and what employers can do next.
ADP/ACP Testing in Plain English
ADP/ACP testing helps make sure your plan stays fair and balanced. Here’s what it means — in plain English.
What Is a Safe Harbor 401(k)?
A simple explanation of Safe Harbor 401(k) plans and why many employers choose them for stability, predictability, and fewer testing surprises.
How Auto-Enroll Helps Employees Save
Auto-enroll takes the pressure off employees and makes participation easier. A small default step can lead to meaningful long-term savings.
After the October 15 Deadline: What Employers Should Review
The weeks after October 15 offer a chance to regroup. A quick check of eligibility, forfeitures, and terminated participants can help you avoid surprises in the new year.