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Defined Retirement Plan Solutions
Why DRPS
Pricing & Transparency
Employers
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Annual Plan Limits
CalSavers or Qualified Plan
DRPS Insights
IRS Principal Business Codes
Resource Links
Client Portal
Let's Chat
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Why DRPS
Pricing & Transparency
Employers
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Folder: Resources
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Annual Plan Limits
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Common 401(k) Mistakes to Avoid
Plan Sponsor Guidance Nichol Cunningham 7/22/26 Plan Sponsor Guidance Nichol Cunningham 7/22/26

Common 401(k) Mistakes to Avoid

Most 401(k) problems start small. Here are four common mistakes we see and how employers can avoid them.

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Understanding Your Form 5500
Compliance & Deadlines Nichol Cunningham 7/8/26 Compliance & Deadlines Nichol Cunningham 7/8/26

Understanding Your Form 5500

A Form 5500 is more than an annual filing. Here is what it reports and why it matters.

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How Auto-Escalation Helps Employees Save
Plan Sponsor Guidance Nichol Cunningham 6/17/26 Plan Sponsor Guidance Nichol Cunningham 6/17/26

How Auto-Escalation Helps Employees Save

Auto-escalation helps employees gradually increase their savings over time without needing to take action.

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Preparing for a Mid-Year Plan Review
Plan Sponsor Guidance Nichol Cunningham 6/3/26 Plan Sponsor Guidance Nichol Cunningham 6/3/26

Preparing for a Mid-Year Plan Review

Mid-year is a good time to pause, review your plan, and make small adjustments before the second half of the year.

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Understanding Match Formulas
401(k) Basics Nichol Cunningham 5/20/26 401(k) Basics Nichol Cunningham 5/20/26

Understanding Match Formulas

Match formulas can be confusing. Here is a clear explanation of how they work and where employees often miss part of the benefit.

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A Mid-Year Check-In for Your 401(k) Plan
Plan Sponsor Guidance Nichol Cunningham 5/6/26 Plan Sponsor Guidance Nichol Cunningham 5/6/26

A Mid-Year Check-In for Your 401(k) Plan

A quick mid-year check can help you stay on track, catch small issues early, and avoid surprises later.

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Defined Retirement Plan Solutions

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DRPS is a third Party Administrator (TPA) proudly based in Modesto, CA, serving employers in Turlock, Merced, Fresno, Stockton, Sacramento, and across California’s Central Valley.

We also partner with businesses nationwide — providing 401(k) administration and retirement plan consulting services wherever you’re located.