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Defined Retirement Plan Solutions
Why DRPS
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DRPS Insights
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What Counts as Compensation in Your 401(k) Plan
401(k) Basics Nichol Cunningham 4/8/26 401(k) Basics Nichol Cunningham 4/8/26

What Counts as Compensation in Your 401(k) Plan

What counts as compensation in your plan may be more specific than you think. Here is why it matters.

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Understanding Employer Contributions in Your 401(k) Plan
401(k) Basics Nichol Cunningham 3/5/26 401(k) Basics Nichol Cunningham 3/5/26

Understanding Employer Contributions in Your 401(k) Plan

A simple explanation of matching, profit sharing, and safe harbor contributions and how they work in your retirement plan.

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What Is a Safe Harbor 401(k)?
401(k) Basics Nichol Cunningham 1/12/26 401(k) Basics Nichol Cunningham 1/12/26

What Is a Safe Harbor 401(k)?

A simple explanation of Safe Harbor 401(k) plans and why many employers choose them for stability, predictability, and fewer testing surprises.

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Defined Retirement Plan Solutions

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Modesto, CA 95354

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(209) 554-7401


DRPS is a third Party Administrator (TPA) proudly based in Modesto, CA, serving employers in Turlock, Merced, Fresno, Stockton, Sacramento, and across California’s Central Valley.

We also partner with businesses nationwide — providing 401(k) administration and retirement plan consulting services wherever you’re located.